About Raizel Ferderer

Raizel Hernandez Ferderer is the Co-Founder of The House & Key Collective, working alongside fellow Co-Founder Courtney Capaldi to lead a South Florida real estate group built on relationships, expertise, collaboration, education, community, and a shared commitment to protecting and advocating for the people they serve.

A proud first-generation Cuban-American, Raizel was born and raised in South Florida in a family deeply rooted in its Cuban and Hispanic heritage. Her story, however, began long before law school, courtrooms, or real estate.

As a little girl, Raizel spent much of her time working alongside her father in his hardware store in Hialeah, Florida—the heart of Miami and a community built by hardworking immigrants, tradespeople, entrepreneurs, and families determined to build a name and a future for themselves. From working the register and helping customers to being surrounded by contractors, construction materials, and the day-to-day realities of running a business, Raizel was immersed in entrepreneurship from an early age.

She watched her father combine his knowledge of construction with his entrepreneurial spirit to build something of his own. Just as importantly, she grew up surrounded by other hardworking individuals who were doing the same—building businesses, creating opportunities, supporting their families, and contributing to their community.

Those early experiences became the foundation for a vision that still lives with Raizel today: success is not only about what you build for yourself, but also about educating, empowering, and creating opportunities for the people around you to build something of their own.

Raizel went on to become the first in her family to graduate from law school and began her legal career in public service as a prosecutor with the Miami-Dade State Attorney’s Office. There, she developed the advocacy, negotiation, communication, and problem-solving skills that would become foundational throughout her career.

She later transitioned into civil litigation and the insurance industry, gaining experience from another side of the legal and business landscape before ultimately following the entrepreneurial example she had grown up watching and building businesses of her own.

Today, Raizel is an attorney, Florida REALTOR®, licensed title agent, entrepreneur, and multi-business owner. As the founder of RHF LAW, her practice focuses on real estate, title and closings, business law, estate planning, and other matters affecting individuals, families, investors, and business owners. Her experience extends beyond advising entrepreneurs—she understands firsthand what it means to build, operate, grow, and protect a business.

Throughout every stage of her career, community and education have remained at the center of Raizel’s work. For her, professional success has never been limited to building a law practice, closing transactions, or growing businesses. It has meant being accessible, sharing knowledge, educating clients and colleagues, supporting other professionals, and helping people better understand the decisions that affect their homes, businesses, investments, and futures.

When Raizel’s path crossed with Courtney Capaldi, the connection was immediate.

Although their professional careers had taken different paths, they quickly recognized a shared foundation. Raizel’s background as a former prosecutor and Courtney’s years serving in law enforcement gave them a mutual understanding of public service, responsibility, advocacy, accountability, and what it truly means to serve people.

Their backgrounds taught them to listen differently, communicate clearly, anticipate problems, remain steady under pressure, and understand that behind every transaction is a person or family trusting them with something important. They quickly discovered that they approached clients in much the same way: people first, transaction second.

That shared understanding allowed Raizel and Courtney to collaborate naturally, competently, and effectively. Their different professional experiences complement one another, while their philosophy of service remains the same.

That partnership ultimately became the foundation for The House & Key Collective.

After years of watching clients navigate real estate by moving between multiple disconnected professionals—one person for real estate, another for title, another for legal matters, another for financing, insurance, estate planning, business needs, or other concerns—Raizel and Courtney envisioned a more connected experience.

The House & Key Collective was built to bring those worlds together.

Rather than leaving clients to navigate each piece independently, the Collective is designed around collaboration and access to a network of trusted professionals and resources. Clients can enter through one relationship and have a team that understands the bigger picture, communicates with one another, and helps connect the different pieces surrounding their transaction, investment, business, or long-term goals.

As both an attorney and REALTOR®, Raizel brings an especially comprehensive perspective to that mission. She understands that buying or selling property is rarely just a real estate transaction. It can intersect with contracts, title, liability, business ownership, estate planning, asset protection, financing, and a family’s long-term plans.

Her legal training, title experience, real estate knowledge, and experience as a multi-business owner allow her to approach situations with a full-picture view of client protection—recognizing not only what needs to happen to reach the closing table, but what clients may need to consider to protect what they are building long after the transaction is complete.

For Raizel, however, The House & Key Collective is about more than real estate. It is about community.

It is about educating clients so they can make informed decisions. It is about giving agents and professionals the knowledge and resources to become more successful. It is about building relationships that continue beyond a transaction. And it is about creating a community in which people collaborate, learn from one another, support one another, and have the opportunity to grow together.

In many ways, it brings Raizel back to where her story began: a little girl in her father’s hardware store in Hialeah, surrounded by hardworking people building businesses, supporting families, sharing knowledge, and creating their own version of success.

Today, she is continuing that legacy in her own way.

For Raizel, The House & Key Collective is the natural evolution of everything that has shaped her life and career—community, public service, education, law, entrepreneurship, title, and real estate—brought together with one purpose: to help people become more informed, more protected, and more empowered to build something that lasts.